Gratuity Calculator 2026 - 5 Saal Baad Kitni Gratuity Milegi? (New Rule + Tax Free Limit)
Har naukri karne wale ke dimag me ye sawal zaroor aata hai ke 5, 7 ya 10 saal baad mujhe company se kitni Gratuity milegi? Lekin aksar logon ko sahi formula aur 2026 ke naye tax rules ka pata nahi hota. Is liye aaj hum aapko denge India ka sab se accurate Gratuity Calculator 2026 jisse aap 10 second me apni gratuity ka hisab laga sakte hain.
💼 Free Gratuity Calculator 2026
Basic + DA aur Service daalein
Aapki Kul Gratuity:
₹ 0
Formula: (15 × Salary × Years) / 26 | As per Payment of Gratuity Act 1972
Gratuity ek tarah ka Thank You Bonus hai jo aapki company aapki lambi aur wafadar service ke badle me deti hai. Ye aapki salary se nahi kat-ta, balke company apni jeb se deti hai. Payment of Gratuity Act 1972 ke hisab se har us organization ko jisme 10 ya usse zyada employees kaam karte hain, apne har eligible employee ko gratuity dena kanuni taur par lazmi hai.
Ye paisa aapko tab milta hai jab aap Resignation, Retirement, Death ya Disability ki wajah se job chhodte hain.
2026 me gratuity lene ke liye 3 shartein hain:
- 1. 5 Saal Ki Service: Ek hi company me lagatar 5 saal kaam karna. Important: Madras High Court aur Supreme Court ke faisle ke baad ab 4 Saal 10 Mahine 11 Din (4y 10m 11d) ko bhi 5 saal ke barabar mana jata hai. Bahut se log is rule se gratuity le chuke hain.
- 2. Company Size: Company me pichle 12 mahino me kisi bhi ek din 10 ya usse zyada employees hone chahiye.
- 3. New Labour Code 2026: Naye code ke hisab se ab Fixed Term Contract wale employees ko bhi 1 saal ke baad hi gratuity milegi, 5 saal ka wait nahi karna padega.
Neeche diye gaye table se aap andaza laga sakte hain ke alag-alag salary par kitni gratuity banti hai:
| Last Salary (B+DA) | 5 Years Service | 8 Years Service | 10 Years Service |
|---|---|---|---|
| ₹40,000 | ₹1,15,384 | ₹1,84,615 | ₹2,30,769 |
| ₹60,000 | ₹1,73,076 | ₹2,76,923 | ₹3,46,153 |
| ₹80,000 | ₹2,30,769 | ₹3,69,230 | ₹4,61,538 |
| ₹1,00,000 | ₹2,88,461 | ₹4,61,538 | ₹5,76,923 |
| Point | Gratuity | PF (EPF) | PPF |
|---|---|---|---|
| Paisa Kaun Deta Hai? | 100% Company | Aap + Company | Aap Khud |
| Risk | Zero Risk | Zero Risk | Govt. Safe |
| Tax Free Limit | ₹20 Lakh Tak | Full Tax Free | Full Tax Free (EEE) |
| Kab Milta Hai? | 5 Saal Baad | Retirement/Job Change Par | 15 Saal Baad |
| Best For | Loyalty Reward | Retirement Corpus | Long Term Saving |
Ye sab se important hissa hai:
- Government Employees: Unki puri gratuity 100% tax free hai, chahe kitni bhi ho.
- Private Employees (Act ke andar): ₹20 Lakh tak tax free hai. Isse upar jo amount hoga us par Income Tax slab ke hisab se tax lagega.
- Private Employees (Act ke bahar): Unke liye bhi ₹20 Lakh ki limit hai lekin calculation thodi alag hoti hai - (15 din ki jagah 15 din / 30 din wala formula).
- Job chhodne ke 30 din ke andar Form I bhar ke apne HR ya Employer ko dein.
- Employer 15 din ke andar aapki application check karega aur Form L me payment ka order dega.
- Company ko 30 din ke andar aapke bank account me gratuity bhejna lazmi hai.
- Agar Company Paisa Na De To Kya Karein? Aap Labour Commissioner ke paas Form N bhar ke shikayat kar sakte hain. Company par 6 mahine ki jail aur jurmana bhi lag sakta hai.
- Last Salary Badhayein: Gratuity aapki last salary par banti hai, is liye last saal me increment lene ke baad hi resign karein.
- 4y 10m 11d Rule Ka Fayda Uthayein: 5 saal pure karne ki zarurat nahi, 4 saal 10 mahine 11 din ke baad aap eligible hain.
- Basic Structure Sahi Rakhein: Koshish karein ke aapka Basic + DA total CTC ka 50% se zyada ho, isse gratuity zyada banegi.
- Ek Saath Na Lein: Agar aapki gratuity ₹20 lakh se zyada hai to use 2 financial years me lene ki koshish karein taake tax kam lage.
- Invest Karein: Gratuity ka paisa milte hi usko PPF ya SIP me daal dein taake wo aur badhe.
Nahi, lekin 4 saal 10 mahine 11 din par aap Supreme Court ke order se eligible hain. Death ya Disability case me ye 5 saal ka rule nahi lagta, turant milti hai.
Act ke hisab se employer ko 30 din ke andar payment karna hota hai. Der karne par 10% saalana byaj dena padta hai.
Nahi, Bonus har saal milta hai, jabki Gratuity sirf 5 saal ki service ke baad ek baar milti hai aur uska amount bahut bada hota hai.
Payment of Gratuity Act ke tehat tax free limit ₹20 Lakh hai. Lekin company chahe to isse zyada bhi de sakti hai.
Sahi formula hai: Gratuity = (15 × Last Drawn Basic+DA × Total Years) / 26
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